The Do's and Don’ts of Speaking With an Insurance Adjuster
Dealing with the aftermath of a car accident can be incredibly difficult to handle. If you have been severely injured or your car has major damages, you may be entitled to a substantial amount of financial compensation. However, you may have to go through the other party’s insurance company.
An insurance adjuster’s job is to save the insurance company money. Similar to being arrested, what you say to them may be used against you. That is why it is important to be cautious and prepared when speaking to insurance adjusters.
As your personal injury attorney, I will diligently represent you and tactfully seek the financial compensation that you are owed. If you have been in a car accident in Fulton County, Cobb County, Dekalb County, Gwinnett County, Forsyth County, Douglas County, Coweta County, Carroll County, Lawrenceville, Cumming, or Atlanta, Georgia, contact me at Kyle H. Jarzmik Law to schedule an initial consultation.
What Is an Insurance Adjuster?
An adjuster is in charge of handling your insurance claim. He or she will take statements, review police reports and other evidence, speak to witnesses, and assess the damage to your body and vehicle.
Undoubtedly, the insurance adjuster is there to save their company money and pay you as little as possible. That is why having a personal injury attorney who understands the laws surrounding car accidents can be beneficial in securing an appropriate amount of financial compensation. If you are weary of speaking to any insurance adjuster about your car accident, speak to me first at my law firm in Atlanta, Georgia, and I can represent you.
Speaking to an Insurance Adjuster
When speaking to the other party’s insurance company for the first time, you will want to remain diligent. It is important to not give them too much information that could result in you receiving a poor settlement offer. You should not say anything on the record without first speaking to a personal injury attorney. Insurance adjusters will often try to test your memory and have you recount your story several times over a long span of time to find any inconsistencies. That is why you should always be prepared with notes and evidence or have me, your attorney, speak to them for you.
The Dos and Don’ts of Speaking With an Insurance Adjuster
Without being properly prepared, you risk the chance of not securing a fair and just amount of financial compensation. You should always have a plan of what steps you are going to take. As your personal injury attorney, I can help you prepare, and if need be, advocate for you before the situation becomes frustrating.
The Dos
Do Be Prepared – There are some standard questions that an insurance adjuster might need in order to process your claim, such as your car type, VIN, accident location, and other generics. Be prepared to give him or her the standard information, but nothing more.
Do Be Polite – While they are not technically on your side, it is important to treat the insurance adjuster with respect so that there is no attempt at retaliation. At the end of the day, if your claim is successful, he or she is in charge of assessing the final cost.
Do Record or Document the Conversation – For your sake, it is important to personally record or document any interactions you have with the insurance adjuster. Just like he or she will try to use information against you, you can do the same.
Do Speak With a Personal Injury Attorney – As your attorney, I can help you take any steps that you may be missing. If you are confused or irritated about anything, I am here to lead you through the process. With my knowledge, your chances of a maximized settlement can increase.
The Dont’s
Don’t Admit Fault – Even if you think you may be at fault, even a little bit, do not tell that to the insurance adjuster. That can virtually end any chance you have at securing financial compensation.
Don’t Give a Recorded Statement – If you have not spoken to a personal injury attorney or are not fully prepared, you should not give the insurance adjuster a statement on the record.
Don’t Agree to Anything Without Speaking to a Personal Injury Attorney – If you believe the insurance company is practicing in bad faith, meaning, they are not offering you a fair amount, then I will fight for the financial compensation that you deserve. Contact me today in Atlanta, Georgia, and schedule a consultation. Let’s go over your car accident information.
Seek Your Deserved Compensation Today
Car accidents are overwhelming to deal with, especially if you have suffered a terrible injury. As your personal injury attorney, I will give you the guidance that you need to seek a fair and just amount of financial compensation. If you have been in a car accident in Fulton County, Cobb County, Dekalb County, Gwinnett County, Forsyth County, Douglas County, Coweta County, Carroll County, Lawrenceville, Cumming, or Atlanta, Georgia, contact me at my law firm, Kyle H. Jarzmik Law, to schedule a consultation.